Financial planning

The foundation of our financial relationship is the financial plan. Our clients receive a guidebook that identifies their goals and dreams and addresses what needs to be done to achieve them. Our planning emphasizes five distinct areas:

1. Balance Sheet- What you own versus what you owe.

2. Cash Flow Assessment-  Once we've constructed your net worth statement, we'll analyze what you'll need to live on, based on life expectancies and inflation expectations.

3. Risk assessment- Our Risk Assessment tools test your attitudes, values, and experiences and compares them to others on a constructed scale to determine your tolerance for financial risk.

4. Distribution Analysis- We will create cash flow analysis time lines to show where and when distributions should come, how much they should be and summarize the projected results.

5. Probability Scenarios-Now that we have determined the results we need to acheive, we will run simulations of results, to give you a comfortable grasp of the probability of your desired outcomes becoming a reality.